Program Overview

Managing your finances can feel overwhelming, but you don’t have to face it alone. RCHA offers Money Management and Budgeting Classes to help you build confidence and create a path to financial stability. Whether you’re saving for a home, paying down debt, or just trying to make ends meet, our classes provide practical tools and strategies to help you succeed.

What You’ll Learn

Our classes are designed to meet you where you are and equip you with essential financial skills. Topics include:

• Budgeting Basics: Learn how to create and stick to a budget that works for your lifestyle.
• Saving Strategies: Tips for building an emergency fund or saving for big goals like homeownership.
• Credit Management: Understand your credit score, how to improve it, and how it impacts your financial future.
• Debt Reduction: Strategies to reduce debt and manage payments effectively.
• Planning for the Future: Setting achievable financial goals and making a plan to reach them.

Who Should Attend?

These classes are open to anyone looking to improve their financial health, including:

• Individuals and families participating in RCHA programs such as Section 8 Housing Choice Vouchers or the Family Self-Sufficiency Program (FSS).
• Those enrolled in RCHA’s Path to Homeownership or job training programs.
• Community members who want to take charge of their financial future.

Class Details

• Format: In-person and online options available.
• Schedule: Classes are held monthly. Contact us for the next available dates.
• Location: RCHA Learning Center, 2280 Randolph Avenue, Elkins, WV 26241.
• Cost: Free for participants enrolled in RCHA programs. Small fee for community members.

Partner Programs

RCHA collaborates with trusted organizations to expand access to financial education:

• HomeOwnership Center, Inc.: Offers credit counseling and homebuyer education tailored to first-time buyers.
• North Central WV Community Action: Provides additional budgeting and financial planning resources for low-income families.
• West Virginia University Extension Service: Delivers expert-led workshops on financial literacy and economic empowerment.

Why It Matters

Financial literacy is a key step toward achieving long-term stability and independence. By taking part in our Money Management and Budgeting Classes, you can:

• Gain control over your monthly expenses.
• Reduce financial stress.
• Improve your chances of qualifying for housing programs or loans.
• Build a secure future for yourself and your family.

Additional Resources

• Path to Homeownership: Learn more about how our financial classes can help you prepare to buy your first home.
• Family Self-Sufficiency Program (FSS): Discover how RCHA can support your journey to independence.

Get Started Today

Ready to take the first step toward financial freedom? Contact Lexi Taylor, Supportive Services Manager to enroll in the next available class at ltaylor@rchawv.org or 304-636-6495 ext. 130.